LIVE TELEMETRY UPI 2.0 VELOCITY: 14.8B TXNS/MO | e-NPS AUM: ₹14.2 LAKH CR | SENSEX: 81,420.50
BENGALURU TECH CORRIDOR • ROC REG: U72200KA2021PTC148291
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Digital e-NPS pension savings and UPI 2.0 transaction
Lead Investigation • Retirement Tech

Digital Pension Architecture & e-NPS: How Central Recordkeeping Agencies (CRAs) and UPI Micro-SIPs Transformed Retirement Savings

By Vikramaditya Nair • • 11 min read

The migration of the National Pension System (NPS) into an entirely digital, API-driven framework enabled by Aadhaar e-KYC and UPI AutoPay has expanded voluntary retirement coverage to over 40 million non-government subscribers at institutional 0.09% fee parity.

Explore Full Investigation & Comparative Data Table →
14.8B
Monthly UPI Volume
₹14.2L Cr
e-NPS Total AUM
0.09%
NPS Fund Mgmt Fee
$60B
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